Sukanya Samriddhi Yojana scheme

  

Sukanya Samriddhi Yojana scheme

The government has come up with several schemes to promote daughters' education. The Central Government's Sukanya Samriddhi Yojana scheme is a good investment scheme for saving girls for higher education and marriage under the age of 10 years. Ministry of Finance is authorized to start Sukanya Samriddhi Yojana (SSY). Customers can open an account at any bank branch or post office by submitting their account opening documents. The account will be opened in any of the 42 nominated branches. The Sukanya Samriddhi Yojana (SSY) was launched by the Government of India on 21st January 2015 to improve the condition of daughters of the country. The goal of this scheme is to provide higher education to girls under Beti Bachao Beti Padhao Camp and the Government of India has started this scheme for big wedding expenses.

Account can be opened at any departmental post office or authorized banks in India.The opening amount for the SSY account is Rs.1000. Thereafter, deposits can be made in multiples of Rs.100. The minimum deposit into the account must amount to Rs.1000, the maximum limit is Rs.1,50,000 per year.The SSY account attains maturity in 21 years from the date of issue. However, the account holder is expected to pay into the account for a total duration of 14 years.A SSY account can be transferred from one post office/bank to another, anywhere in India.
 

Benefit

The Sukanya Samriddhi Yojana provides its account holders will various benefits, such as:

You can enjoy a flexible investment option with a deposit limit ranging anywhere between Rs. 250 and Rs. 1.5 Lakh per year.

Against your investments, you can claim income tax benefits up to Rs. 1.5 Lakh under Section 80C.
 

In case you open an account via a financial institution, you get access to an online Sukanya Samriddhi Account with which you can check your balance as and when required.

Accountholders (girl child) can opt for a partial withdrawal of up to 50% of the balance after attaining 18 years of age.

 

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